Occupation: Software Engineer
Industry: Artificial Intelligence
Age: 30
Location: San Francisco, CA
Salary: Total compensation of $578,000. ($260,000 base + $260,000 stock + $52,000 bonus expected + $10,000 401k match + $1,000 HSA contribution).
Net Worth $850,000 (320,000 RSUs plus $115,000 in a broker account + $245,000 retirement accounts + $90,000.00 in crypto + $70,000.000 in NYC apartment equity + $10,000.00 in HSA)
Debt: I still owe $255,000 on my NYC mortgage. I usually have about $10,000 in credit cards, which I pay off every month.
Paycheck Amount (2x/month): $5,700
Pronouns: she/her
Industry: Artificial Intelligence
Age: 30
Location: San Francisco, CA
Salary: Total compensation of $578,000. ($260,000 base + $260,000 stock + $52,000 bonus expected + $10,000 401k match + $1,000 HSA contribution).
Net Worth $850,000 (320,000 RSUs plus $115,000 in a broker account + $245,000 retirement accounts + $90,000.00 in crypto + $70,000.000 in NYC apartment equity + $10,000.00 in HSA)
Debt: I still owe $255,000 on my NYC mortgage. I usually have about $10,000 in credit cards, which I pay off every month.
Paycheck Amount (2x/month): $5,700
Pronouns: she/her
Monthly Expenses
Rent: Rent-controlled studio in San Francisco for $1,432
Rent Mortgages: Spend $1,032 for a co-op apartment in NYC
Apartment HOA/Taxes $598
HSA: $101.92
Netflix: $10
Google Storage: $1.66
Cellular Phone Plan Plan for my immediate family: $220
Utilities: $98
Internet: $50
Domain names: $2.50
Web hosting: $25
Donations: $100
Retirement Savings: My company matches 50% of my annual bonus, so I do not consider it an expense.